We insure many kinds of boats and personal watercraft. While your homeowner's policy offers some liability and physical damage coverage for watercraft, it may not be enough. It may also not cover any if the boat is larger and does not meet the guidelines in the home policy. Now you need a separate boat policy.
The coverage on a boat policy is broader than on your home policy.
It could include:
Discounts that are available include:
Purchasing boat insurance gives you peace of mind that your boat is covered on the water and in storage. Plus know that you and your assets are protected with the liability coverage offered on your boat insurance in the event that you cause a watercraft accident or incident.