KGS Insurance Agency Erie Insurance
HOME > COMMERCIAL AUTO INSURANCEWednesday, August 15, 2018

Commercial Auto Insurance


Commercial or Business Auto Insurance can provide coverage for a variety of autos. We can provide protection for:

  • Owned Autos - Autos that your business specifically owns.
  • Hired Autos - Autos that you or your employees rent or borrow for the use of the business.
  • Non-Owned Autos - Autos that partners, employees, or members of households use for your business, not owned by the business.
  • Temporary Substitute Autos - Autos used temporarily while your owned autos are disabled.
  • Newly Acquired Autos - Autos acquired during the policy period.
  • Light Trailers - Trailers designed for highway use that are 3500 lbs or less (GVW) and pulled by a truck or auto.

There are extra protection features included at no additional cost.

  • Loss of earnings due to assisting in accident investigation or defense claims.
  • Lawyers' fees if you are arrested as a result of an accident.
  • All expenses to return your stolen auto.
  • Transportation expenses when your vehicle is unavailable due to a covered loss.
  • Sound equipment coverage when permanently installed

Many optional coverages available too!

  • Additional transportation cost per day coverage
  • Road service
  • Loss of use
  • Physical damage to hired, rented and borrowed autos
  • Trailer Interchange Agreement.